The information contained on this site is a summary of the Company’s employee benefit plans and certain other programs maintained for Company personnel. More information can be found in the summary plan descriptions, and full details are contained in the legal documents governing each plan. If there is any discrepancy or conflict between the plan documents and the information presented here, the plan documents will govern. The Company reserves the right to change or discontinue the plans at any time or for any reason. Participation in these plans is not an offer or guarantee of employment or contract, or an employment contract.

The XL Group of companies is an Equal Opportunity Employer. XL is a trademark of XL Group plc companies. XL Catlin is the global brand used by XL Group plc’s insurance and reinsurance subsidiaries.